"KB Asset Management's Didim Dynamic Asset Allocation Fund has the advantage among global asset allocation funds of being able to flexibly adjust the proportions of stocks and bonds according to market conditions."
On the 23rd, Ryu Beom-jun, Head of the Global Multi-Asset Division at KB Asset Management, explained this about the Didim Dynamic Asset Allocation Fund at a briefing held at the Korea Financial Investment Association in Yeouido, Seoul.
KB Asset Management introduced the ‘KB Didim Dynamic Asset Allocation Fund,’ which secures stability through diversified investment across various assets and aims for higher returns than regular deposits. The ‘KB Didim Dynamic Asset Allocation Fund’ is an asset allocation fund that flexibly invests in various assets with different investment risks. It seeks stable interest income through global bond investments and dynamically adjusts the global equity ratio within the range of 30-50% depending on market conditions to pursue excess returns.
The annual target return is at the 5-7% level. He said, "When creating the asset allocation plan at the beginning of each year, we plan to set the target return," adding, "Although there is not much time left this year, we are setting it at around 5%."
Additionally, it diversifies investments across various global regions, sectors, styles, and themes based on core-satellite strategies. While quickly responding to rapidly changing markets, it actively utilizes domestic and international exchange-traded funds (ETFs) to enhance liquidity and reduce costs. He emphasized, "With the satellite strategy, we make balanced investments suitable for mid- to long-term investment," and "Because we use ETFs, there is the advantage of reduced costs."
KB Asset Management’s Didim Dynamic Asset Allocation Fund plans to pursue stable performance by utilizing an advanced management process (OCIO) specialized for pension funds. Head Ryu stated, "The ‘KB Didim Dynamic Asset Allocation Fund’ tracks various representative domestic and international market indices, so it can expect broad diversification effects," and added, "Because it uses an asset allocation strategy similar to the diversified investment management method of pension funds, it is a product suitable for delivering the stable performance essential to pension investors."
Lee Seok-hee, Head of the Pension WM Division, explained KB Asset Management’s organization and management capabilities. Lee actively communicates with investors in various ways, including his regular activities as ‘Seokki Sam’ on KB Asset Management’s YouTube channel.
Lee emphasized that KB Asset Management is the optimal management company for operating the Didim Fund. It is the most sought-after by investors in the asset management industry and has recorded excellent performance. According to KB Asset Management, sales of Target Date Funds (TDF), which form the foundation of the Didim Dynamic Asset Allocation Fund, have increased by 599.7 billion KRW over the past two years.
He explained, "The two-year returns of TDFs, which have asset allocations most similar to the Didim Fund, rank 2nd and 3rd with returns of 31.52% and 30.04%, respectively," and added, "We have specialized investment management organizations by area and have established a systematic management infrastructure including asset allocation models and research systems."
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