Hanwha Asset Management Launches Pension-Focused 'Hanwha Didim Stability Growth Asset Allocation Fund'

Hanwha Asset Management announced on the 10th the launch of the pension-specialized asset allocation fund, 'Hanwha Didim Stability Growth Asset Allocation Fund (Mixed - Fund of Funds)'. The 'Didim Fund' is a type of asset allocation fund classified as a 'BF Fund (Balanced Fund)', which is one of the fund types that can be designated as a default option.

The 'Hanwha Didim Stability Growth Asset Allocation Fund' aims for a target return of around 6%, which is the long-term average of the sum of inflation rate and GDP (Gross Domestic Product) growth rate, pursuing a risk-neutral fund that enables investors to accumulate long-term capital. The product was launched based on the need for investments that beat inflation by enjoying asset value appreciation due to economic growth and defending against currency value depreciation caused by inflation.

The fund allocates assets to maintain a consistent impact of major macroeconomic indicators such as economic growth, inflation, and interest rates on the portfolio. It aims to maintain a stable portfolio composition even amid changes in economic cycles. Additionally, through an investment strategy that seeks higher diversification effects compared to traditional asset allocation, it provides a solution for long-term growth to retirement pension investors.

The 'Hanwha Didim Stability Growth Asset Allocation Fund' pursues a currency hedging strategy tailored to the characteristics of each asset. For equity-related assets, which experience volatility reduction effects when currency exposure is open, a currency open strategy is used to improve performance against long-term risks. Conversely, for foreign currency-denominated bond-related assets, which experience volatility reduction effects when currency hedging is applied, more than 60% currency hedging is executed, employing a currency hedging strategy suited to each asset’s characteristics.

The fund employs a management method that lowers investment risk, such as investing no more than 50% of total assets in stocks and equity-related funds, allowing for the full investment of retirement pension reserves.

Cha Deok-young, Head of the Pension Solutions Division at Hanwha Asset Management, emphasized, "From the perspective of macroeconomic indicators, which are the source of fund returns, we have built a robust portfolio through precise data analysis that remains strong even amid changes in economic cycles. If you are looking for a fund that is resilient to macroeconomic fluctuations, stable through diversified investments, and a reliable pension solution to support your retirement preparation, this will be a good choice."

Meanwhile, the ‘Hanwha Didim Growth Asset Allocation Fund’ is available for subscription through Hanwha Investment & Securities, Woori Investment & Securities, Hyundai Motor Securities, Samsung Fire & Marine Insurance, and Mirae Asset Securities.