K Bank introduces a new concept deposit and withdrawal account that rewards customers just for making deposits and withdrawals.
On the 9th, K Bank announced the launch of the 'K Bank Deposit and Withdrawal Account 3.0,' which offers benefits that turn deposits and withdrawals into money.
K Bank has been recognized for changing the paradigm of deposit and withdrawal accounts by consecutively launching 'Deposit and Withdrawal Account 1.0,' which offers free deposit and withdrawal fees, and 'Deposit and Withdrawal Account 2.0' last August, which reflects on-demand deposits and withdrawals and parking accounts, providing high interest rates up to 3 million KRW.
The newly released 'Deposit and Withdrawal Account 3.0' features a deposit and withdrawal reward service where the more you use it, the greater the benefits you receive.
Every time a transaction is made through the deposit and withdrawal account, a reward card containing instant cash (Blue Card) or a cashback coupon for a check card (Golden Card) is provided. The reward card includes up to 1,000 KRW in cash or up to 10,000 KRW in cashback coupons.
In addition to practical benefits, fun elements have been added. Customers must open the reward card by the day after receiving it to obtain the benefits.
Reward cards are issued for transactions including deposits and withdrawals, automatic transfer withdrawals, and Parking Account Plus Box additions. Depending on the transaction type, up to 5 reward cards per day are provided for deposits, withdrawals, and Plus Box additions, and up to 2 times per month for automatic payments. In this case, customers can receive up to a total of 152 reward cards per month.
Furthermore, the limit on the Parking Account Plus Box has been removed, and interest rates increase according to the amount bracket. The previous limit of up to 1 billion KRW has been removed, and an interest rate of 2.3% per annum is applied regardless of the amount, with amounts exceeding 50 million KRW receiving an increased interest rate of 3.0% per annum. Amounts up to 50 million KRW maintain the existing 2.3% annual interest rate.
K Bank Plus Box is a parking account that allows customers to earn interest even if they deposit for just one day without complicated conditions. Through 'Instant Interest Receipt,' interest is paid once a day, allowing customers to enjoy the effect of daily compound interest. It can be divided into up to 10 purposes such as 'investment standby funds' and 'emergency funds.'
Kang Byung-joo, Executive Director and Head of K Bank Personal Division, said, "We focused on transactions such as deposits and withdrawals that everyone makes daily to change the concept of existing deposit and withdrawal accounts and create something new," adding, "We will continue to prioritize benefits in customers' daily lives and strive toward becoming 'K Bank in everyday life.'"
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