Gwangjin-gu Expands Coverage of Liability Insurance for Daycare Centers

New 'Childcare Staff Rights Protection' Established This Year... Litigation Costs of 3 Million to 50 Million KRW Supported Before and After Prosecution
Targeting 138 Daycare Centers, Full Medical Expenses Compensation for Infant Life and Physical Harm
Coverage for Sequelae, Personal and Property Damage, Sudden Infant Death Syndrome... From March for Up to One Year

Gwangjin-gu (District Mayor Kim Kyung-ho) is expanding support for group liability insurance enrollment that compensates for safety accident damages involving infants and toddlers at daycare centers and childcare staff.

From this year, a special clause to protect the rights and interests of childcare staff has been newly established. In cases where a lawsuit arises from an accident during childcare activities, the staff member involved can receive compensation for criminal defense costs. Before indictment, up to 3 million KRW per person is supported, and after indictment, up to 5 million KRW depending on the level of appeal.

Coverage for infant and toddler injury accidents continues to be supported. In cases of life or bodily harm, full medical expenses are compensated. For aftereffects and disabilities, support is available up to a maximum of 80 million KRW per individual.

Liability for bodily injury and property damage is also covered within certain limits. Bodily injury compensation is up to 500 million KRW per person and 3 billion KRW per accident. Property damage such as loss or destruction of items is supported up to 5 million KRW per accident. In the event of sudden death without reason, the ‘Sudden Death Syndrome’ special clause applies, providing a total compensation of 100 million KRW.

The target includes all 138 daycare centers located in Gwangjin-gu. A total of 4,543 enrolled children can receive support, and newly opened centers are also eligible. The coverage period is one year, from March this year to February next year.

Kim Kyung-ho, Mayor of Gwangjin-gu, said, “We have expanded the coverage not only for the safety of daycare children but also to improve the rights and interests of childcare staff,” adding, “We will create a safe childcare environment so that both children and teachers can live happily without injuries.”