Customers Using Face-to-Face Payment on Delivery Apps Face Credit Card Forgery
Using High-Security IC Chips Is Essential to Prevent Damage
A group of delivery drivers accused of secretly cloning customers' credit cards ordered through delivery apps and purchasing precious metals has been arrested by the police.
Busan Nambu Police Station sent four people, including Mr. A (in his 20s), to the prosecution on charges of fraud and violation of the Specialized Credit Finance Business Act, and nine others involved in the crime were booked without detention, Yonhap News reported on the 10th.
According to the police, a total of 34 credit cards were cloned without authorization, and among them, unauthorized payments totaling 17 million won were made using some customers' cards.
Mr. A and others are known to have purchased precious metals and then converted them into cash, mainly using the money for entertainment expenses. The police stated that Mr. A and his group carried cloning devices separately from the card payment terminals while committing the crime.
They first inserted the card into the cloning device to duplicate it, then told customers, "The payment did not go through properly," pretending to switch devices and actually processed the payment using the real payment terminal.
Busan Nambu Police Station said, "We plan to recommend to financial authorities a policy improvement to restrict magnetic card payments when using cards," adding, "Payments made with highly secure IC chips can prevent such damages."
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