The 'January Effect' Blown Away by Sudden Disaster... My Credit Investment Strategy

The bloody conflict between the US and Iran is spreading to the financial markets, casting a shadow over the expectations for the 'January effect' due to the Middle East-originated turmoil.

Although the possibility of full-scale war is low, it is analyzed that investors should monitor the situation depending on the intensity of Iran's retaliation and use it as a buying opportunity.

Meanwhile, individual investors' interest in stock loans is gradually increasing.

A stock loan is a service that allows additional stock purchases by using the stocks and deposits in one's securities account as collateral.

Also, since the collateral ratio is lower than that of securities firms' unsettled credit or margin loans, it is possible to easily refinance unsettled credit into a stock loan without additional collateral or selling stocks. Even if an unsettled credit investor unexpectedly experiences a stock price decline, they can safely refinance into a stock loan anytime.

◆ HiStockLoan offers an unprecedented interest rate in the 0.2% monthly range, covering stock purchases as well as refinancing unsettled credit/margin loans

HiStockLoan has launched a stock loan product that individual investors can use at a low interest rate in the 0.2% monthly range without any initial fees. For inquiries about this product, contacting the HiStockLoan Customer Service Center (☎1599-8666) allows convenient consultation with professional counselors 24/7 regardless of loan approval.

Meanwhile, among investors using HiStockLoan, currently popular stocks include Telcon RF Pharmaceutical, JoyCity, Blossom M&C, Koryo Pharmaceutical, and Wemade.

- Number one in stock loan market share for 16 consecutive years, recipient of Korea First Brand Award for 11 consecutive years

- Up to 4 times investment funds available (including own funds)

- 100% concentrated investment in a single stock

- Real-time repayment of securities firms' unsettled credit/margin loans

- Industry's lowest interest rate in the 0.2% monthly range

※ HiStockLoan Consultation Center: 1599-8666

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