Daishin Securities announced on the 19th that it has launched "Daishin Balance Multi-Income Lab," a customer-tailored asset management product.
This product features a "4-in-1 integrated portfolio" structure that allows investors to diversify their investments in four major asset classes with a single contract: domestic stocks, domestic bonds, domestic alternative assets, and overseas income-generating assets.
Depending on their investment style and objectives, investors can freely adjust the allocation among the four asset classes, enabling a wide range of strategies from conservative to medium- and high-risk. It also reduces the inconvenience of having to subscribe to each individual product separately, while enhancing the diversification effect through a single wrap account.
The product is managed by professional portfolio managers in the Wrap Business Division of Daishin Securities. They select securities by combining quantitative data analysis with market insight and seek a balance between profitability and stability through rebalancing in line with market conditions.
Tax-saving benefits are also expected by utilizing the wrap account structure. Because it invests directly in individual securities, investors can benefit from the separate taxation on dividend income from high-dividend stocks that came into effect this year. In addition, capital gains from trading overseas ETFs are subject to capital gains tax, providing a relatively favorable tax structure for high-net-worth individuals who are subject to comprehensive taxation on financial income.
Jeong Imbo, Head of the Wrap Business Division at Daishin Securities, said, "While market volatility persists, demand is rising for long-term compounding effects and stable cash flows," adding, "We will provide optimized investment solutions to our clients by leveraging the characteristics of wrap products, which allow flexible adjustment of allocations according to market conditions."
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