Annual Preferential Rate of 3.45% for About 12 Months
Special Rate as Low as 2.45% for Six Months Based on Trading Volume
Prize Draws Based on Average Loan Balance
On June 24, iM Securities announced that it will hold an upgraded interest rate event for U.S. stock-backed loans for all domestic individual customers who trade U.S. stocks until September 30.
During the event period, customers who apply for a U.S. stock-backed loan (withdrawal type) will be offered a preferential annual interest rate of 3.45% for approximately 12 months. Special benefits will also be provided based on the amount of U.S. stock trading. From the second month after application, for five months, a special interest rate as low as 2.45% will be offered depending on the previous month's U.S. stock trading amount.
The first 200 customers to execute a U.S. stock-backed loan will receive one Starbucks Americano coupon each. Additional prizes will be awarded by lottery based on the executed loan amount: customers with an average loan balance of at least 5 million KRW will receive one Starbucks Americano coupon (100 winners); those with at least 50 million KRW will receive one Apple stock (10 winners); and those with at least 100 million KRW will receive 10 Apple stocks (3 winners).
In addition, an account opening event is being held for new and dormant customers at the Smart Branch (non-face-to-face channel).
Customers who newly open an account at the iM Securities Smart Branch during the event period will receive an online trading fee benefit of 0.01% for domestic stocks. For futures and options trading, a preferential fee benefit will be provided for three months, and if a single trade is made, the benefit will be extended for up to an additional three months.
For U.S. stocks, an online trading fee benefit of 0.069% will be provided. The currency exchange fee will be discounted by 90% for one year from the account opening date, and if a trade is made within three months before the benefit ends, the benefit will be extended for another year. Free real-time U.S. stock quotes will be provided until September, and after that, if the customer holds a foreign stock balance of at least 100,000 KRW as of the previous month, the benefit will be automatically extended each month.
The margin loan interest rate will be preferentially set at 4.3% per annum for six months from the account opening date, and the stock-backed loan interest rate will be set at 4.9% per annum.
For more details about the event, please refer to the iM Securities website and MTS, or contact the customer satisfaction center.
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