KakaoBank announced on April 28 that it has launched the "Compare Mortgage Loans" service.
This service allows customers to view mortgage loan products from various partner financial institutions, including KakaoBank, all at once, and check the loan limits and interest rate conditions.
The service includes not only commercial banks and other first-tier financial institutions, but also second-tier financial institutions such as insurance companies and savings banks, as well as online investment-linked companies. Customers can also compare partner companies' conditional sale, subordinated, officetel, and individual business owner mortgage loans.
Consumers simply need to enter information such as loan purpose, address, annual income, and the number of homes owned through a chatbot with a conversational interface provided by the "Compare Mortgage Loans" service.
On each product's detail page, users can check specific information such as preferential interest rates. By clicking the "Apply for Loan" button at the bottom, they are redirected to the partner company's application (app) to apply for a loan. If applying for KakaoBank's own mortgage loan products, customers can immediately proceed with the document submission step within the app.
KakaoBank plans to continue expanding its network of partner financial institutions for the "Compare Mortgage Loans" service, thereby providing customers who need loans with a wider range of choices.
A KakaoBank representative stated, "We have enhanced the service so that customers can conveniently compare and use loans from multiple financial institutions through the KakaoBank app," and added, "We aim to grow as the No. 1 integrated loan platform and strengthen our position as an essential app for financial life."
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